Money Matters

Money Matters

The money advice service

Whatever the situation with your finances, it’s good to know where you stand and that you are making the most of what you have. The health check, a new online money planner from the Money Advice Service, is for everyone. The Money Advice Service is independent and it’s here to help everyone understand and manage their money better. It takes just 10 minutes to answer some straightforward questions and the health check will give you a personalised action plan which identifies the top three things you can do to make the most of your money right now, and to plan for future goals. Best of all – it’s free and it’s unbiased. The Money Advice Service won’t recommend a particular product or provider or try to sell you anything. Click here to take the health check now.

If you’re struggling with debt, it can be hard to know where to turn. But with lots of free, confidential help and advice services available across the UK, there’s no need to use a fee-charging debt management company. Click here for a agencies which can offer support!

A range of services are available from this charity such as: Free debt advice Bankruptcy advice Debt relief order Equity release and mortgages Online utility switching online benefits calculator Money advice and much more…….. Click here!

Touchbase e-zine is aimed at external front line advisers, intermediaries and other professionals who work with DWP customers. It provides up-to-date news about benefits, pensions and other DWP services and relevant news from other government departments and agencies.  To access the lastest and backdated issues click here!

For information on claiming benefits, sorting out your debts, find an affordable loan and the best energy deal go to

Tax Help for Older People is a service from the charity Tax Volunteers providing free, independent and expert help and advice for older people on lower incomes who cannot afford to pay for professional tax advice. With over 450 volunteers and a national call centre, it doesn’t matter where you live. They provide a caring and friendly help and advice service on personal tax issues through our own expert advisers that is jargon-free, independent, confidential and individual to your needs. Simply call the Tax Help phone number on:  0845 6013321 or  01308 488066 or email: and they will help resolve your tax problem.

On 6 April 2016, the current State Pension scheme will be replaced. People will be able to know from a much younger age how much State Pension they’re likely to get. Any eligible person who reaches State Pension age on or after 6 April 2016 will receive the new State Pension. The State Pension Toolkit contains information to help people understand State Pension.

From 7 February 2015 it was announced that the new State Pension statement service was expanding.  Now everyone aged 55 and over can get a free personalised statement, giving them an estimate of their new State Pension based on their current NI contribution record. If you’re eligible, or know someone who is, please get a statement and you can let them know how you found the process.

The Pension Tracing Service  is a free government service that helps people find lost pension cash. The service is undergoing a major expansion. To find a lost pension go to: Find lost pension

From 12 October 2015 to 5 April 2017 people over State Pension Age, before 6 April 2016, may be able to make a voluntary contribution to top up their State Pension.  By between £1 and £25 per week. Click here to calculate how much the contribution will be.